Family name Pal-Oy (Pal-Oy 
) , throughout the world, is a very rare last name. The cognomen Pal-Oy is habitual in South-eastern Asia, particularly Philippines, where it is a very rare surname. Parts of the name also exists independently as a last name Pal.
| VARIANT | COUNTRY |
|---|---|
| Pal-Oy | Philippines |